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Easily the worst source of drag is the large class of “underwater” mortgages – loans on which. to the nation’s ongoing underwater mortgage crisis looks, accordingly, to be just what the proverbial.
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Lenders who offer stated income mortgages aren’t qualifying borrowers nonchalantly. borrowers need to have good credit scores, plenty of cash reserves, and a large down payment. Many stated income loans are based on the equity position of the property, which means that the more the borrower puts down, the easier it’ll be to get the loan.
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