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Credit reporting agencies, or what are commonly referred to as credit bureaus, have been known to report inaccurate information on credit reports. Often times, this inaccurate information can lead to loss of credit by either a denied application, or by a current creditor closing or reducing a line of credit.

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This information should be able to help you figure out how much home you can afford. You can also find additional facts on websites such as www.mortgage-refinancing-online-guide.com. If you are serious about buying a home, be sure to consult a mortgage professional.

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Try our easy-to-use refinance calculator and see if you could save by refinancing. Estimate your new monthly mortgage payment, savings and breakeven point.

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